Is less than perfect credit keeping you from living the American Dream? You have the legal right to have your credit reports verified for inaccuracies. FINIV Credit Counseling can assist clients with their credit needs and meeting financial goals.
FINIV Credit Specialties:
We stop collection calls and remove the following from your credit report:
Late Payments, Tax Liens, Collections, Repossessions, Charge Offs, Foreclosures, Bankruptcies, Garnishments, Judgements, And More...
What is a good credit score
That depends on the credit scoring model and the lender. For example, one computer model ranges scores from 350 to 850; the higher the number the better. In addition, each creditor decides what credit score range it considers to be a good risk or a poor risk. For this reason, the creditor is the best source to explain what your credit score means in relation to the final credit decision.
Why are credit scores used? Creditors, including mortgage lenders, use credit scoring because it is a fast objective way to evaluate a credit report. Credit scoring also protects you. This is because your age, health, race, religion, gender, national orgin, marital status, income, and employment are not considered in determining your credit score.
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